Palm Beach Gardens at a glance
Fair-market rents by ZIP (HUD FY2026)
HUD's Small Area Fair Market Rents set a government benchmark for rents by ZIP and bedroom count. They're a useful floor for underwriting, though actual market rents vary by condition and building. (For a calibrated, property-specific estimate from real closed leases, that's what ReSharpe does inside the app.)
| ZIP | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| 33403 | $1,440 | $1,540 | $1,820 | $2,360 | $2,740 |
| 33408 | $1,820 | $1,930 | $2,290 | $2,970 | $3,440 |
| 33410 | $2,060 | $2,190 | $2,600 | $3,370 | $3,910 |
| 33412 | $1,970 | $2,090 | $2,480 | $3,210 | $3,730 |
| 33418 | $2,280 | $2,420 | $2,870 | $3,720 | $4,310 |
Home-price appreciation (FHFA)
The FHFA House Price Index for the West Palm Beach–Boca Raton–Delray Beach, FL (FHFA metro division) shows how Palm Beach County prices have moved — including through the cycle, which is the part most “appreciation” claims skip:
- +71.6%5-year (11.4%/yr)
- +142.4%10-year (9.3%/yr)
- +89.5%20-year (3.2%/yr)
For context, the same index fell about 49.4% from its 2006 peak to its post-crisis trough around 2012, and now sits roughly 87.2% above that prior peak. Prices here are cyclical — underwrite on current cash flow, not on a straight line.
Investing in Palm Beach Gardens: what to know
Newer gated single-family and condo communities (many golf-oriented), plus higher-end coastal stock near the Intracoastal.
High tenant quality and low vacancy, but elevated entry prices and HOA/golf-membership costs compress yields versus the western county.
Golf and country-club communities can carry mandatory membership and equity fees that aren't obvious in the listing — read the governing documents.
None of the above uses MLS listing data — it's government benchmarks plus general market knowledge. To analyze actual Palm Beach Gardens listings with calibrated rent, valuation and condo-document review, that happens inside ReSharpe (for licensed agents), with the approach explained on the methodology page.
Data sources: HUD Small Area Fair Market Rents FY2026 (2026-06-11) · HUD User · FHFA All-Transactions House Price Index via FRED (St. Louis Fed) (2026-06-11) · FHFA HPI.
Frequently asked questions
- What is the average rent in Palm Beach Gardens, FL?
- By HUD's FY2026 Small Area Fair Market Rents, a 2-bedroom in Palm Beach Gardens runs about $1,820–$2,870 per month depending on ZIP code (median around $2,480). HUD fair-market rents are a government benchmark, not live MLS lease data.
- Is Palm Beach Gardens a good place to invest in rental property?
- High tenant quality and low vacancy, but elevated entry prices and HOA/golf-membership costs compress yields versus the western county. Home prices across the Palm Beach County metro have risen about 142.4% over the last 10 years per the FHFA index, so underwriting on real, current rents and expenses matters more than chasing past appreciation.
- How much have Palm Beach Gardens home values appreciated?
- For the West Palm Beach–Boca Raton–Delray Beach, FL (FHFA metro division), the FHFA House Price Index is up roughly 71.6% over 5 years, 142.4% over 10 years and 89.5% over 20 years — and it fell about 49.4% from its 2006 peak to its post-crisis trough, a reminder that prices are cyclical.
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